Strengthening Community Awareness of Consumer Protection to Prevent Fraud and Safeguard Consumer Rights: A Community Empowerment Program in Jakarta, Indonesia
DOI:
https://doi.org/10.62568/gsce.v2i3.900Keywords:
Consumer Protection, Community Empowerment, Fraud Prevention, Legal Awareness, Digital LiteracyAbstract
The rapid growth of the digital economy has provided greater convenience in commercial transactions while simultaneously increasing the risks of consumer fraud, violations of consumer rights, and misuse of personal data. These challenges highlight the importance of preventive educational initiatives to strengthen public legal awareness and consumer protection. This community service program aimed to improve community understanding of consumer rights and responsibilities, enhance legal awareness, and strengthen the capacity of community members to prevent fraud in both conventional and digital transactions. The program was conducted in June 2026 within the community surrounding Universitas Islam Jakarta using lecture and interactive discussion methods with unrestricted public participation. The educational materials covered consumer rights, personal data protection, digital transaction security, responsible use of digital financial services, and practical fraud prevention strategies. The program demonstrates that participatory consumer protection education effectively enhances public understanding of legal rights and encourages more responsible consumer behavior. Furthermore, the activity strengthened participants' awareness of protecting personal data, identifying potential fraud, and applying preventive measures in daily economic activities. Therefore, consumer protection education serves as an effective community empowerment strategy for improving legal literacy, strengthening fraud prevention, and fostering a more informed, resilient, and responsible society in the era of digital economic transformation.
References
Achmad, F. (2023). Aspek Hukum Perlindungan Konsumen Layanan Pay Later Perusahaan Fintech di Aplikasi Merchant E-Commerce. Jurnal Risalah Kenotariatan, 4(1), 271–293.
Agusthin, I. D., Nada, D. C., & Putri, N. A. (2024). Perlindungan Hukum Nasabah dari Kejahatan Phising dalam Layanan Perbankan Digital di Indonesia. In Kajian Hukum Siber dan Perlindungan Konsumen (pp. 132–148).
Ariyanto, B., Purwadi, H., & Latifah, E. (2021). Tanggung Jawab Mutlak Penjual Akibat Produk Cacat Tersembunyi Dalam Transaksi Jual Beli Daring. Refleksi Hukum: Jurnal Ilmu Hukum, 6(1), 107–126. https://doi.org/10.24246/jrh.2021.v6.i1.p107-126
Az-Zahra, I., & Labib, Z. M. (2025). Perlindungan Hukum bagi Nasabah dalam Kasus Phising dan Siber Perbankan di Indonesia. Yurisprudentia: Jurnal Hukum Ekonomi, 10(2), 405–425. https://doi.org/10.24952/yurisprudentia.v10i2.13952
Budhijanto, D. (2023). Hukum Perlindungan Data Pribadi di Indonesia: Cyberlaw & Cybersecurity. Refika Aditama.
Ceasario, A. F., & Fauzatul Laily Nisa. (2025). Transformasi Keuangan Digital dalam Perspektif Ekonomi Syariah: Peluang, Tantangan, dan Dampak Terhadap Inklusi Keuangan. Al-Rikaz: Jurnal Ekonomi Syariah, 3(1), 102–114. https://doi.org/10.35905/rikaz.v3i2.9596
Chairunnisa, S., Murwadji, T., & Harrieti, N. (2024). Perlindungan Hukum Terhadap Nasabah atas Kejahatan Phising dan Hacking pada Layanan Bank Digital Ditinjau Berdasarkan Hukum Positif Indonesia. Hakim: Jurnal Ilmu Hukum Dan Sosial, 2(1), 1–16.
Dharmadji, T. P., & Sulistiyantoro, H. (2023). Perlindungan Hukum terhadap Konsumen yang Menggunakan Sistem Pembayaran Paylater melalui Aplikasi Jual Beli Online Shopee. Bureaucracy Journal: Indonesia Journal of Law and Social-Political Governance, 3(3), 2512–2530. https://doi.org/10.53363/bureau.v3i3.340
Dluha, M., & Ariska, Y. I. (2021). Bentuk Perlindungan Hukum Terhadap Nasabah Bank Pengguna Layanan Internet Banking Menurut Undang-Undang Nomor 8 Tahun 1999 Tentang Perlindungan Konsumen. Justness Journal, 1(2), 85–121. https://doi.org/10.61974/justness.v1i2.9
Gayo, R. P., Ilham, M., Deli, U., & Digital, P. (2024). Analisis Hukum Kewajiban Penyedia Layanan terhadap Perlindungan Konsumen dalam Bisnis Platform Digital. International Journal of Business Law, 3(2), 61–68. https://doi.org/10.47709/ijbl.3i2.5010
Herlina, N., & Yuliati, L. N. (2022). Perlindungan Konsumen Pengguna Paylater yang Rentan Tekanan Pelaku Usaha. Jurnal Perlindungan Konsumen Indonesia, 10(3), 145–159.
Jameela, N., Eva Misfah Bayuni, & Nanik Eprianti. (2024). Tinjauan Etika Bisnis Islam terhadap Praktik Jual Beli Sistem Preloved pada Shopee. Bandung Conference Series: Sharia Economic Law, 4(1), 87–93. https://doi.org/10.29313/bcssel.v4i1.11197
Maspaitella, M. J., & Rahakbauwi, N. (2014). Pembangunan Kesejahteraan Sosial: Pemberdayaan Masyarakat Dalam Pendekatan Pekerja Sosial. Aspirasi, 5(2), 157–164.
Oktaviani, N. I., Hermawan, R. P., & Utami, C. R. (2024). Tinjauan Hukum terhadap Perlindungan Konsumen dalam Layanan Shopee Pay Later. Jurnal Hukum Dan Keadilan, 2(6), 1–10.
Otoritas Jasa Keuangan. (2023). Peraturan OJK Nomor 22 Tahun 2023 tentang Perlindungan Konsumen dan Masyarakat di Sektor Jasa Keuangan. Otoritas Jasa Keuangan.
Parinduri, R. Y., Asry, W., Hidayat, M. H., Yusri, Y., Hiya, N., Razali, M., & Sibuea, N. (2025). Pemberdayaan Masyarakat Melalui Edukasi Ekonomi Keluarga, Tata Kelola Administrasi, dan Spiritualitas Islam untuk Meningkatkan Kesejahteraan Sosial. Journal Liaison Academia and Society, 5(2), 56–66.
Putrianda, S. (2023). Analisis Hukum terhadap Perlindungan Nasabah dalam Menggunakan Internet Banking di Indonesia (Studi Kasus Bank X). Dharmasisya: Jurnal Program Magister Hukum, 2(1).
Regif, S. Y., Seran, M. S., Naif, I. Y., Pattipeilohy, A., & Saputri, L. (2023). Literasi Digital Ekonomi Hijau Terhadap Pemberdayaan UMKM Desa di Kabupaten Langkat. Jurnal Ilmu Politik Dan Pemerintahan, 9(1), 49–69. https://doi.org/10.37058/jipp.v9i1.6922
Saleh, A., & Sihite, M. (2020). Strategi Komunikasi untuk Program Corporate Social Responsibility dalam Pemberdayaan Masyarakat. Jurnal Interaksi : Jurnal Ilmu Komunikasi, 4(1), 98–105. https://doi.org/10.30596/interaksi.v4i1.4134
Sitorus, H. A. M. (2023). Perlindungan Hukum terhadap Nasabah atas Fraud pada Transaksi Bank Digital. JISIP (Jurnal Ilmu Sosial Dan Pendidikan), 7(1). https://doi.org/10.58258/jisip.v7i1.4428
Stefany, I., & Rahmawati, I. (2023). Strategi Pemberdayaan Masyarakat Melalui Program Pengelolaan Sampah Di Bank Sampah Maju Selalu Kelurahan Marunda Jakarta Utara. Jurnal Al-Ijtimaiyyah, 9(2), 294. https://doi.org/10.22373/al-ijtimaiyyah.v9i2.19892
Zuchroh, I. (2024). Transformasi Keuangan Syariah di Era Digital. Innovative: Journal Of Social Science Research, 4(1), 3716–3724. https://j-innovative.org/index.php/Innovative.
Downloads
Submitted
Accepted
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Hamdan Azhar Siregar, Otom Mustomi, Lukman Hakim, Taufik Taufik, Dodi Rusmana

This work is licensed under a Creative Commons Attribution 4.0 International License.














